The Ultimate New Homeowners Guide

Purchasing a home is one of the most complicated financial transactions you’ll get into. It takes time and stress to be completed. However, when it’s done, there’s still a lot of work a new homeowner should undertake before they can enjoy their new property.

This checklist will help you go through a few tasks that will make your new property easier to maintain, adapt and personalize to your liking. They are also an introduction to treating your home as a future investment since that’s what it will be in the long run.

Insurance

Now that you have a home, you need to think about protecting your new asset in case something happens to you or your family. The most common way to do so is to have an insurance policy on the home. This will mean you pay a certain amount to the insurance company every month and you get a premium if something happens to your home.

If you’ve purchased your home via a mortgage, you’ll need to have an insurance policy since that’s the only way for your loan to be approved in the first place. It’s a way for the banks to protect themselves.

Utilities

The next step towards transferring the home to its new owners is to set up utilities in your name. It’s best to make a list of all the utilities you’re using and go through it one by one. You’ll usually need to contact the county as well since they provide water and sewer services. 

In all of these cases, you’ll need to provide proof that you’re the new owner and that the home is now on your name. In some cases, this is a matter of a phone call but in others, it will take some time and work.

Making the home your own

welcome

The home isn’t truly yours once some paperwork is completed, but when you design and decorate it to make sure it’s to your liking. This should start with the bedroom and the bathroom since they are the most intimate rooms in your home. Always make sure to replace the king mattress so that you have a comfortable night’s sleep as soon as you move in.

The same goes for redoing the bathroom as soon as you move. When it comes to all the rest of the home, you can take your time and redecorate it in phases and over a period of months or even years.

Insulation

One of the most expensive items a homeowner will need to cover in the long run is the cost of heating and cooling the property. This expense could be lowered if the home is properly insulated. Older homes often aren’t and that’s something to tackle as soon as you buy your property. 

It’s best to start with replacing doors and windows since that’s where most homes lose their cool air and their heat. In some cases, it might be necessary to insulate the roof as well since it’s a large surface and could be responsible for a lot of your energy loss.

Security 

security

In the end, even though you may purchase the home with some security measure already installed, you should consider changing them up and adding your own. Some of these changes are necessary such as changing the locks and the passwords on the security systems, while others depend on your lifestyle and the neighborhood you live in.

This is especially important if, during the negotiation about the purchase and the move itself, a lot of strangers had to come by and spend some time in your new home.

 

It takes a while to settle into a new home. Besides all the paperwork and responsibilities that it involves, you should always make sure that you’ve made your new place comfortable and yours when it comes to style.